LOAN PROGRAMS
Single Family (1- 4 Unit) Products
Short Term / Bridge
Ideal for fix and flip projects. Loans up to 12 months.
Min: $75,000
Max: $10,000,000
85% of Purchase
100% of Rehab
Max Loan to ARV: 75%
Pay on What You Draw
Min FICO: 660
Long Term / Landlord
Ideal for landlords/rental portfolio – stabilized properties. Loans up to 30 Years.
Min: $75,000
Max: $3,000,000
Min As-Is value $100k (in most cases).
Some areas require higher.
80% of Purchase
80% of LTV on Rate & Term 75% LTV on Cash Out
Min FICO: 680
Must Debt Service 1.1
New Construction
Ideal for builders of single properties. Loans up to 24 months.
Min: $75,000
Max: $10,000,000
85% of Purchase 100% of Rehab
Max Loan to ARV: 70%
Min 3 Ground Up in the Last 3 Years
Multi-Family, Commercial (Office), Mixed Use Products
Short Term / Bridge
Ideal for fix and flip projects. Loans up to 24 months.
Min: $100,000
Max: $50,000,000
80% of Purchase
100% of Rehab
Max Loan to ARV: 70%
Pay on What You Draw
Long Term / Landlord
Ideal for landlords/rental portfolio – stabilized properties. Loans up to 30 Years.
Min: $100,000
Max: $50,000,000
75% of Purchase
85% of LTV on Rate & Term 85% LTV on Cash Out
Min FICO: 550
Must Debt Service 1.0
New Construction
Ideal for builders of single properties. Loans up to 24 months.
Min: $100,000
Max: $50,000,000
80% of Purchase
100% of Rehab
Max Loan to ARV: 70%
Min 3 Ground Up in the Last 3 Years
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